Friday, April 4, 2014

The Secret of Life is Honesty and Fair Dealing...

Groucho_Marx 
Groucho Marx
"The secret of life is honesty and fair dealing. If you can fake that, you've got it made."

Can the level of your honesty determine your financial well being? The cinema seems to paint a picture of dis-honest dealings pay off well. The cinema also has cartoon movies. Common sense dictates being dis-honest doesn't pay off. Yes,  maybe you can pull a fast one over someone and get away with it a few times but, by sheer statistics your "luck" will run out.

Stocks for Beginners

If you are just working your first job why do you want to know about stocks? Any age from 16 to early 20s is a good age to start. If you start working or have any income you can invest in stocks. Investing in stocks is not just for the guys in the corner office of a large company wearing three piece suits, it is for anyone who wants their money to work for them. This article is for the people who want to invest in stocks but, don't know where to start or what stocks are.

Stocks are partial ownership papers to a public company. A private company is one where the owner owns 100% of the company. A public company is one where the owners decide to issue stocks of partial ownership so for a price the general public can offer money for the stock and buy part of a company.


 

Types Of Companies


Wednesday, April 2, 2014

Car Depreciation Ripples is Cash

In my previous post of Value Drops in Cars is Your Gain I focused upon the depreciation of the general purchase price of the car. Do you think depreciation can save you more bucks? There is a ripple effect of the depreciation.

The Ripples of Depreciation are:



  1. Sales Tax

  2. Insurance Costs

  3. Finance Costs

The first ripple starts with the tax value of the car. If the purchase price is decreased then the sales tax is decreased by the same ratio
.





Purchase Price and Atlanta, Georgia Sales Tax